There are four general classes of snowplow operations according to most insurance companies.
- One is a small business that plows residential driveways for one family homes. We understand that you may use your truck for both business and personal uses. We have snow plowing insurance policies that will cover you light duty truck that is used in this way. Contact us at 607-843-8860 or insurance@drickardinsurance.com.
- The second class of business adds up to four family homes and small offices.
- The third class adds retail plazas and other higher traffic areas including apartment buildings and offices. For more information on how we can help you, reach out to us at 607-843-8860 or insurance@drickardinsurance.com.
- Fourth is the municipal contractor who plows streets or government properties. We are not a good source for insurance for this type of snow removal operation.
NOTE: If you also shovel snow, salt walks or driveways, or additional services that involves you doing more than just driving your truck, we will not be able to help you. Could not find the Commercial Auto information you were looking for? Contact us at 607-843-8860 or insurance@drickardinsurance.com.