What do I need to know to get a premium indication?
Answer: We do not usually need an appraisal before we can find you coverage. However we will need the amount you wish to have for your complete coverage for each class of qualifying collection you have. A list of any individual item(s) valued over $2,000. We will need to know the address and ownership of the location where the items to be covered are. Normally we can provide a quick indication of premium within minutes. The best ways to contact us are to email us at insurance@drickardinsurance.com or to call 607-843-8860.
Can I have this type of insurance if I live in apartment or rent my home?
Answer: Yes. For more details contact us at 607-843-8860 or insurance@drickardinsurance.com.
What if I do not have a home security system?
Answer: You may still be eligible for this coverage. However you will not qualify for discounts for security systems. For more details contact us at 607-843-8860 or insurance@drickardinsurance.com.
How much does this coverage cost?
Answer: The minimum policy premium is $75 annually. The actual annual premium depends upon how much and what you wish to insure. Many time we find that small collections up to about $3,500 may be insured for the minimal amount. For more details contact us at 607-843-8860 or insurance@drickardinsurance.com.
Do I need a homeowners policy in force to buy a collectors policy?
Answer: Yes, the insurers we work with do require you have either a homeowners or a renters insurance policy in force during the collectable policy term. For more details contact us at 607-843-8860 or insurance@drickardinsurance.com.