Floods are the most common type of natural disaster. New York state is certainly not exempt from them!
Flood and similar causes of loss are excluded from most policies such as your homeowners and business insurance policies. Therefore it is recommended that you look into getting flood insurance to cover a range of water related causes of loss.
We represent insurers that offer flood insurance policies so that you have choices. Even though the government regulates the basic flood policies, not all insurers are created equal. So it does pay to shop and get this important coverage from an insurer that you are comfortable with.
Sometimes the way your flood insurance coverage has been configured may decrease your benefits. Please contact us at 607-843-8860 or insurance@drickardinsurance.com so that we may review your need and design an insurance package to fit you. Keep in mind that businesses, renters and homeowners all need flood insurance.
Contact us at insurance@drickardinsurance.com or 607-843-8860 for more information.